Nick Higgs
BA (Hons), DipPFS
As a Financial Planner, I work with individuals, families and small businesses to help their goals and aspirations become a reality.
Many individuals and businesses simply don’t have the time, or expertise, to effectively manage their finances. Engaging with a Financial Planner will bring your finances into sharp focus - taking your life and business planning to the next level.
My goal is to establish a life-long, trusted relationship in which we cover all elements of your financial planning leaving you feeling confident, capable and in control.
About
I deliver holistic, bespoke, face-to-face financial advice to individuals, families and small businesses.
I seek to build long-term, lasting relationships with all my clients by delivering expert, trusted advice in a simple, jargon-free manner.
As your Financial Planner I will look to discover what’s important to you - understanding where your finances are now and where you would like them to be. We will then work out a comprehensive, robust financial plan focused on getting you there.
3 fundamental goals of this plan aim to help:
- Grow - your wealth through smart, diversified investments, helping you to achieve your shorter-term goals whilst continually building funds for the long-term and into retirement.
- Preserve – your wealth using tax-efficient strategies, utilising tax allowances and exemptions and by use of effective trust and intergenerational planning.
- Protect - the people you love by ensuring if the worst happens you can be confident they will be taken care of.
An area I am particularly passionate about is Financial Education and I work with all my clients to ensure they truly understand their own financial position and the work we are doing together. Feeling confident and in control of your finances is a huge step on the pathway to achieving financial wellbeing and true peace of mind.
I look forward to working with you to help you realise your goals and create the future you want.
The value of an investment with St. James's Place will be directly linked to the performance of the funds you select, and the value can therefore go down as well as up. You may get back less than you invested.
The levels and bases of taxation, and reliefs from taxation, can change at any time and are generally dependent on individual circumstances.
Trusts are not regulated by the Financial Conduct Authority.
Promotions
Advice & Services
We offer an excellent wealth management service which will help you achieve your goals
More about St. James's Place
We’re not about selling products. Of course, we aim to achieve the best returns and help you make the most of your money. But it’s not all we want. We’re relationship-builders, ready with guidance and advice whatever stage you’re at in your life. We offer a financial service that lasts a lifetime, and beyond.
St. James's Place Guarantee
St. James's Place guarantees the suitability of the advice given by members of the St. James's Place Partnership when recommending any of the wealth management products and services available from companies in the group, more details of which are set out on the Group's website.
SJP Approved 23/11/2023
The Partner Practice is an Appointed Representative of and represents only St. James's Place Wealth Management plc (which is authorised and regulated by the Financial Conduct Authority) for the purpose of advising solely on the Group’s wealth management products and services, more details of which are set out on the Group’s website www.sjp.co.uk/products. The ‘St. James's Place Partnership’ and the titles ‘Partner’ and ‘Partner Practice’ are marketing terms used to describe St. James's Place representatives.
